2021 BMW 5 Series M550i xDrive

Sedan
MSRP when new: $76,800
Current ShrewdCar est. value: $33,748
Current est. value: $33,748
Luxury FeaturesAWD Capability

Shrewd Fit Score

0

out of 100 points

Based on …

Operating cost

60.9

Performance

83.3

Value

67.5

Comfort

76.5

Luxury

90

Practicality

83.6
[shrewdcar_detail_scores]

Pricing & value

Value score

67.5
Typical Value
Pricing is generally in line with similar vehicles in this segment.

How we calculate the value score

The Value Score looks at how this model’s pricing compares with similar vehicles in its segment. We consider factors like depreciation patterns, brand retention, equipment levels, and pricing behavior of comparable listings rather than relying on a single book value.

What this means for you

A strong value score means this vehicle tends to be priced fairly versus similar models. You should still compare a few listings, but you’re not starting from a wildly overpriced segment where only deep discounts make it make sense.

Key assumptions

  • Assumes typical dealer discount off MSRP for this segment and brand.
  • Uses ShrewdCar’s depreciation curves based on similar model years and trims.
  • Assumes normal condition with no major accidents or prior fleet use.

Performance & dynamics

Performance score

83.3
Strong Performance
Strong acceleration and confident passing power for this type of vehicle.
Key performance specs

Horsepower

523

Engine type

Twin Turbo Premium Unleaded V-8

Drivetrain

All Wheel Drive

Torque

553

Transmission

Automatic

Curb weight

4275

Operating cost & ownership

Operating cost score

60.9
Limited Ownership Cost
Expect higher running costs than many similar vehicles in this segment.
Operating cost components

Fuel / energy cost score

50

Maintenance cost score

54

Insurance cost score

79

Comfort & practicality

Comfort score

77 / 100 points

Typical Comfort

Practicality score

84 / 100 points

Strong Practicality
Comfort and space are generally in line with most vehicles in this segment.
A very practical choice for this segment, balancing space, access, and usability.
Key comfort & practicality specs

Front legroom

41.4

Front headroom

38.8

Front shoulderroom

58.7

Overall length

195.8

Cargo room

14

Rear legroom

36.5

Rear headroom

37.5

Rear shoulderroom

55.9

Overall width

73.5
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