2021 BMW 4 Series 430i

Coupe
MSRP when new: $45,600
Current ShrewdCar est. value: $19,945
Current est. value: $19,945
Luxury Features

Shrewd Fit Score

72

out of 100 points

Based on operating cost, value, and performance.

Operating cost

71.7

Performance

63.1

Value

80.4

Comfort

67.1

Luxury

85

Practicality

64.7

Pricing & value

Value score

80.4
Strong Value
A strong deal relative to similar vehicles in this segment.

How we calculate the value score

The Value Score looks at how this model’s pricing compares with similar vehicles in its segment. We consider factors like depreciation patterns, brand retention, equipment levels, and pricing behavior of comparable listings rather than relying on a single book value.

What this means for you

A strong value score means this vehicle tends to be priced fairly versus similar models. You should still compare a few listings, but you’re not starting from a wildly overpriced segment where only deep discounts make it make sense.

Key assumptions

  • Assumes typical dealer discount off MSRP for this segment and brand.
  • Uses ShrewdCar’s depreciation curves based on similar model years and trims.
  • Assumes normal condition with no major accidents or prior fleet use.

Performance & dynamics

Performance score

63.1
Limited Performance
Performance is more relaxed, prioritizing comfort over speed.
Key performance specs

Horsepower

255

Engine type

Intercooled Turbo Premium Unleaded I-4

Drivetrain

Rear Wheel Drive

Torque

295

Transmission

Automatic

Curb weight

3578

Operating cost & ownership

Operating cost score

71.7
Typical Ownership Cost
Running costs are about average for similar vehicles in this segment.
Operating cost components

Fuel / energy cost score

71

Maintenance cost score

58

Insurance cost score

80

Comfort & practicality

Comfort score

67 / 100 points

Typical Comfort

Practicality score

65 / 100 points

Limited Practicality
Comfort and space are generally in line with most vehicles in this segment.
Practicality is more limited than many peers, especially for cargo and/or everyday usability.
Key comfort & practicality specs

Front legroom

41.8

Front headroom

38

Front shoulderroom

55.1

Overall length

187.9

Cargo room

12

Rear legroom

34.5

Rear headroom

35.2

Rear shoulderroom

55

Overall width

72.9
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