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2020 Ford F-150 XLT

Pickup Truck
Estimated value $21,276 MSRP when new: $38,975
Shrewd Fit Score
71/100
Based on operating cost, value, and performance.
Operating cost67 / 100
Performance60 / 100
Value83 / 100
Comfort84 / 100
Luxury58 / 100
Practicality82 / 100
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Know the fair price before you start negotiating.

Pricing & value

Value score

83.2
Strong Value
A strong deal relative to similar vehicles in this segment.

How we calculate the value score

The Value Score looks at how this model’s pricing compares with similar vehicles in its segment. We consider factors like depreciation patterns, brand retention, equipment levels, and pricing behavior of comparable listings rather than relying on a single book value.

What this means for you

A strong value score means this vehicle tends to be priced fairly versus similar models. You should still compare a few listings, but you’re not starting from a wildly overpriced segment where only deep discounts make it make sense.

Key assumptions

  • Assumes typical dealer discount off MSRP for this segment and brand.
  • Uses ShrewdCar’s depreciation curves based on similar model years and trims.
  • Assumes normal condition with no major accidents or prior fleet use.
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Performance & dynamics

Performance score

59.5
Limited Performance
Performance is more relaxed, prioritizing comfort over speed.
Key performance specs

Horsepower

325

Engine type

Twin Turbo Regular Unleaded V-6

Drivetrain

Rear Wheel Drive

Torque

400

Transmission

Automatic

Curb weight

4645

Operating cost & ownership

Operating cost score

67
Typical Ownership Cost
Running costs are about average for similar vehicles in this segment.
Operating cost components

Fuel / energy cost score

52.7

Maintenance cost score

63

Insurance cost score

88

Comfort & practicality

Comfort score

84 / 100 points

Strong Comfort

Practicality score

82 / 100 points

Strong Practicality
Comfort leans above average for this segment, with solid space and day-to-day usability.
A very practical choice for this segment, balancing space, access, and usability.
Key comfort & practicality specs

Front legroom

43.9

Front headroom

40.8

Front shoulderroom

66.7

Overall length

N/A

Cargo room

Rear legroom

33.5

Rear headroom

40.3

Rear shoulderroom

65.8

Overall width

79.9
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