2021 Volvo XC90 Momentum

SUV
MSRP when new: $49,000
Current ShrewdCar est. value: $25,439
Current est. value: $25,439
Spacious InteriorLuxury Features

Shrewd Fit Score

0

out of 100 points

Based on …

Operating cost

70.7

Performance

55.9

Value

73.7

Comfort

81.3

Luxury

85

Practicality

85.65
[shrewdcar_detail_scores]

Pricing & value

Value score

73.7
Typical Value
Pricing is generally in line with similar vehicles in this segment.

How we calculate the value score

The Value Score looks at how this model’s pricing compares with similar vehicles in its segment. We consider factors like depreciation patterns, brand retention, equipment levels, and pricing behavior of comparable listings rather than relying on a single book value.

What this means for you

A strong value score means this vehicle tends to be priced fairly versus similar models. You should still compare a few listings, but you’re not starting from a wildly overpriced segment where only deep discounts make it make sense.

Key assumptions

  • Assumes typical dealer discount off MSRP for this segment and brand.
  • Uses ShrewdCar’s depreciation curves based on similar model years and trims.
  • Assumes normal condition with no major accidents or prior fleet use.

Performance & dynamics

Performance score

55.9
Limited Performance
Performance is more relaxed, prioritizing comfort over speed.
Key performance specs

Horsepower

250

Engine type

Intercooled Turbo Premium Unleaded I-4

Drivetrain

Front Wheel Drive

Torque

258

Transmission

Automatic

Curb weight

4374

Operating cost & ownership

Operating cost score

70.7
Typical Ownership Cost
Running costs are about average for similar vehicles in this segment.
Operating cost components

Fuel / energy cost score

60

Maintenance cost score

61

Insurance cost score

90

Comfort & practicality

Comfort score

81 / 100 points

Strong Comfort

Practicality score

86 / 100 points

Strong Practicality
Comfort leans above average for this segment, with solid space and day-to-day usability.
A very practical choice for this segment, balancing space, access, and usability.
Key comfort & practicality specs

Front legroom

40.9

Front headroom

38.9

Front shoulderroom

57.7

Overall length

194.9

Cargo room

35.6

Rear legroom

37

Rear headroom

38.5

Rear shoulderroom

56.5

Overall width

79.1
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