2021 BMW X5 sDrive40i

SUV
MSRP when new: $59,400
Current ShrewdCar est. value: $29,189
Current est. value: $29,189
Luxury Features

Shrewd Fit Score

70

out of 100 points

Based on operating cost, value, and performance.

Operating cost

64.5

Performance

59.8

Value

69.6

Comfort

80.6

Luxury

85

Practicality

78.85

Pricing & value

Value score

69.6
Typical Value
Pricing is generally in line with similar vehicles in this segment.

How we calculate the value score

The Value Score looks at how this model’s pricing compares with similar vehicles in its segment. We consider factors like depreciation patterns, brand retention, equipment levels, and pricing behavior of comparable listings rather than relying on a single book value.

What this means for you

A strong value score means this vehicle tends to be priced fairly versus similar models. You should still compare a few listings, but you’re not starting from a wildly overpriced segment where only deep discounts make it make sense.

Key assumptions

  • Assumes typical dealer discount off MSRP for this segment and brand.
  • Uses ShrewdCar’s depreciation curves based on similar model years and trims.
  • Assumes normal condition with no major accidents or prior fleet use.

Performance & dynamics

Performance score

59.8
Limited Performance
Performance is more relaxed, prioritizing comfort over speed.
Key performance specs

Horsepower

335

Engine type

Intercooled Turbo Gas/Electric I-6

Drivetrain

Rear Wheel Drive

Torque

330

Transmission

Automatic

Curb weight

4828

Operating cost & ownership

Operating cost score

64.5
Limited Ownership Cost
Expect higher running costs than many similar vehicles in this segment.
Operating cost components

Fuel / energy cost score

55.4

Maintenance cost score

56

Insurance cost score

81

Comfort & practicality

Comfort score

81 / 100 points

Strong Comfort

Practicality score

79 / 100 points

Typical Practicality
Comfort leans above average for this segment, with solid space and day-to-day usability.
Practicality is about what you’d expect for vehicles in this segment.
Key comfort & practicality specs

Front legroom

39.8

Front headroom

40.8

Front shoulderroom

60

Overall length

194.3

Cargo room

33.9

Rear legroom

37.4

Rear headroom

38.7

Rear shoulderroom

58.1

Overall width

78.9
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